Our process.
Consolidation Relief handles your application from start to finish. We review what you send us, and a Financial Assessor contacts you to complete the assessment. We work only with debt counsellors and credit providers registered with the National Credit Regulator.
What happens after you apply.
Four steps, no upfront fees and no obligation to continue.
- 1. We check your application. Your name, ID number and contact details let us confirm the application is genuine and complete.
- 2. We review your position. We look at what you owe, your income and your repayments to see which route is realistic.
- 3. A Financial Assessor contacts you. They confirm details and, with your permission, check your credit record.
- 4. You decide. You get the monthly amount, the term and the total repayable in writing. You can say no at any point.
Standards we hold ourselves to.
We are not a lender and we do not make credit decisions. Where a registered debt counsellor or registered credit provider is needed, that work is done by them under the National Credit Act.
- No upfront fees, ever.
- We contact you on the channel and at the time you choose.
- Your details are never sold or broadcast to a panel of lenders.
- We only work with professionals and providers registered with the NCR.
- No promises of guaranteed approval, savings or a set interest rate.