Terms of Use

General information

Our calculators and guides provide general information and illustrations, not financial, legal or credit advice. Results depend on the information entered and stated assumptions. They are not an offer, application, approval or guarantee.

Our role

Consolidation Relief is not a lender or debt counsellor and does not make credit decisions. If you ask for contact, a participating provider applies its own affordability assessment, terms and legal obligations. You remain responsible for reviewing any agreement and deciding whether it suits you.

Acceptable use and availability

Do not misuse the site, attempt unauthorised access, submit another person's details without authority, or interfere with security. We may correct, update, suspend or withdraw content or tools where necessary. We do not promise uninterrupted availability.

Personal information

Our Privacy Notice explains how personal information is handled. Asking us to assess your application also requires a separate, recorded consent.